Expert Guidance Session
Share the year built, system age, and service rhythm. We map the assemblies most likely to need attention after the builder term.
Our Story
Traders Point began as a claims-first advisory desk. Homeowners were tired of warranty booklets that hid the real rules in footnotes, so we rebuilt the conversation around systems, deductibles, and the path a repair file actually takes.
Today we design heating and cooling, plumbing, electrical, appliance, and whole-home plans. Each contract names the systems it protects, the inspection evidence we need, and the written updates you should expect from first report to authorization.
How It Works
We keep enrolment simple so you spend time at home, not decoding a booklet. Guidance, comparison, and timely claims form the whole path.
Share the year built, system age, and service rhythm. We map the assemblies most likely to need attention after the builder term.
Compare Essential, Plus, and Premier terms with deductibles written beside the monthly figure, not hidden in a later clause.
When a repair begins, the file moves through inspection, authorization, and payment notes without leaving you to chase updates.
Why Homeowners Stay
Protection only matters if a technician can understand it. We write plans the way tradespeople describe failures: by system, symptom, and evidence. That keeps approvals faster and conversations calmer.
Our Work
Questions
These are the questions homeowners ask before they move a dwelling from a builder booklet to an extended plan.
The most useful moment is before the builder term ends, while service records are complete and the systems still have predictable wear. Older homes can still qualify when maintenance notes are consistent.
Yes. Term length, deductible, and the list of systems all change the contribution. Appliances and rental reporting sit on higher tiers because the average repair file is more complex.
Most independent technicians can complete a covered repair once they share diagnosis, photos, and a written estimate. We authorize against the plan language, not a closed list of brands.
Rental-property clients may request a written confidentiality addendum for unit lists, tenant notes, and invoice files. Personal homeowners already receive private handling of every claim record.
Plans are issued for a stated term. Cancellation rules, unused-term handling, and transfer steps are printed in the Terms & Services page before you enrol.
Authorization always follows a technician estimate. You receive the covered amount, deductible, and any owner-pay items in writing before work proceeds beyond diagnosis.
Whether it is one family kitchen or an entire rental property, the coverage desk helps you compare terms and stay informed at every step.